Accidents
O workers' compensation insurance It is mandatory and is intended to transfer to the insurer the obligation to compensate for bodily injury sustained by its employees while performing their professional duties on behalf of and at the direction of the company.
Did you know that commutes from home to work and from work back home are also covered?
Did you know that the insurance policy number must be listed on your pay stub?
Workers' compensation insurance provides several benefits:
- Medical, surgical, pharmaceutical, and hospital care, including all necessary diagnostic and treatment services;
- Functional rehabilitation and the provision, repair, and refurbishment of prosthetic, orthotic, and orthopedic devices;
- Compensation for Temporary Total or Partial Disability
- Compensation for Permanent Disability
- Lifetime pension due to death or disability.
If you don't have Workers' Compensation Insurance, request a quote today to find out which options are best for your business. Then, simply rely on EXS's dedicated team to help you choose the ideal plan.
Who is required to purchase workers' compensation insurance?
Which workers are covered?
- It covers employees in any line of work, whether or not the business is operated for profit (including domestic workers).
- Trainees, apprentices, and interns, and those undergoing vocational training
- Portuguese workers and foreign workers residing in Portugal who are injured in a work-related accident abroad while working for a Portuguese company
- Self-Employed Workers
