PROTECT YOUR EMPLOYEES


CARING FOR PEOPLE IS PART OF THE COMPANY'S RESPONSIBILITY


A safe work environment means being prepared for the unexpected. Workers’ compensation insurance for employees provides protection in the event of an accident that occurs while performing their job duties.

For those who can't afford to wait


Compliance with Legal Obligations

Insurance is mandatory for employees.

Employee Protection

It provides medical care and financial support in the event of an accident.

Security for the Company

It transfers the financial risk associated with workplace accidents.

Support in serious situations

Coverage in the event of permanent disability or death.

Strengthening Social Responsibility

It demonstrates a commitment to the team's safety and well-being.

What does the insurance cover?


Work-Related Accidents

Situations arising from the normal course of professional activity.

Accidents While Commuting

Accidents that occur while traveling to and from home and work, when applicable.

Medical and Hospital Expenses

Medical care, treatments, and hospitalization resulting from the accident.

Compensation for Temporary Disability

Financial support during the recovery period.

Compensation for Permanent Disability

Support based on the degree of disability resulting from the accident.

Pensions or death benefits

Support for legal beneficiaries in the event of an employee's death.

Rehabilitation and Recovery

Support for vocational rehabilitation programs.

Applicable Terms and Conditions

The actual coverage depends on the terms of the policy and the company's line of business.

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HOW DO YOU PLAN TO PROTECT YOUR EMPLOYEES?

Workers' compensation insurance for employees is tailored to the company's line of business and the number of employees, ensuring adequate protection while they perform their job duties.

How can we help?

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Dedicated Consultant

You'll have an exclusive dedicated consultant to assist you and answer any questions you may have at anytime.
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Assessment

We go through the best solutions available from our partner insurance companies.
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Insurance Quote

We'll send you a detailed quote with the most advantageous and suitable options.
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Subscription

We help you through the entire process, from start to finish.

THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.

Ana Rita Fernandes

I would like to take this opportunity to express my appreciation for the professionalism and quality of service provided by your employee, Carla Aires.

I would like to highlight your responsiveness, efficiency, and clear communication, which contributed to a very positive experience.

Best regards
Ana Rita Fernandes

Victor Sambo

very good

Ernesto Dias

An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.

Carla Bom

I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!

Hugo Conceição

Klycharlles Barners 5*

Carla Santos

I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.

Jorge Silva

Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.

Nuno Gomes

I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.

Rafael Castro

Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.

Gustavo Gonçalves

I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.

Find the answers to your questions


Is this insurance mandatory for all companies?
Yes—all employers are legally required to purchase workers' compensation insurance for their employees.
Does it cover accidents that occur outside the company's premises?
Yes—as long as they occur while performing work duties or during work-related travel.
What if the employee becomes temporarily unable to work?
Insurance can provide compensation during the period of disability.
Does this insurance also cover the company?
Yes — by shifting the financial burden resulting from workplace accidents to the insurance system.

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