{"id":1629,"date":"2023-01-25T15:25:51","date_gmt":"2023-01-25T15:25:51","guid":{"rendered":"https:\/\/exs.suba-agency.com\/?p=1629"},"modified":"2026-06-26T14:25:08","modified_gmt":"2026-06-26T14:25:08","slug":"what-to-consider-when-purchasing-comprehensive-insurance","status":"publish","type":"post","link":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/","title":{"rendered":"Learn what to consider when purchasing comprehensive insurance"},"content":{"rendered":"

Multi-risk home insurance is a flexible and affordable solution for all homeowners. It is mandatory for owners in condominium complexes. It is a comprehensive plan that ensures protection for your home, your family, and your pets (provided they are not potentially dangerous breeds).<\/p>\n

The price and the situations in which you\u2019ll be covered by the insurance are the factors to consider. Keep in mind that if you choose a plan that includes coverage beyond the basic protection, the cost of the comprehensive insurance will increase. Therefore, please consult with us to find out which coverages are mandatory under comprehensive insurance and which optional coverages are best suited to your needs, so you can optimize the cost and benefits.<\/p>\n

Please note that adding certain supplemental coverages may be beneficial. Purchasing a more comprehensive insurance policy may be more cost-effective than having multiple policies to protect yourself in different situations. Ask us for several quotes to determine which plan is best for you.<\/p>\n

In the\u00a0EXS<\/a>\u00a0We are available to answer your questions and guide you through this process.<\/p>\n

 <\/p>","protected":false},"excerpt":{"rendered":"

O seguro multirriscos habita\u00e7\u00e3o \u00e9 uma solu\u00e7\u00e3o flex\u00edvel e acess\u00edvel a todos os propriet\u00e1rios de im\u00f3veis. \u00c9 obrigat\u00f3rio para os propriet\u00e1rios em regime de propriedade horizontal. [\u2026]<\/span><\/p>\n","protected":false},"author":1,"featured_media":1608,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[18],"tags":[],"class_list":["post-1629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-multirriscos-habitacao"],"acf":[],"yoast_head":"\nSaiba o que considerar ao subscrever a um seguro multirriscos - EXS Seguros<\/title>\n<meta name=\"description\" content=\"Saiba o que deve considerar ao subscrever um seguro multirriscos. Coberturas, franquias, exclus\u00f5es e dicas essenciais para fazer a melhor escolha com a EXS.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Saiba o que considerar ao subscrever a um seguro multirriscos - EXS Seguros\" \/>\n<meta property=\"og:description\" content=\"Saiba o que deve considerar ao subscrever um seguro multirriscos. Coberturas, franquias, exclus\u00f5es e dicas essenciais para fazer a melhor escolha com a EXS.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"EXS Seguros\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/EXS.Seguros\/\" \/>\n<meta property=\"article:published_time\" content=\"2023-01-25T15:25:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-26T14:25:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/exs.pt\/wp-content\/uploads\/2026\/06\/seguro_multiriscos_habitao_7603d8dee0.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"315\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"wp_suba\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"wp_suba\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/\"},\"author\":{\"name\":\"wp_suba\",\"@id\":\"https:\\\/\\\/exs.pt\\\/#\\\/schema\\\/person\\\/ce58f0d1fddbdfe42fe2632d88bbfa41\"},\"headline\":\"Saiba o que considerar ao subscrever a um seguro multirriscos\",\"datePublished\":\"2023-01-25T15:25:51+00:00\",\"dateModified\":\"2026-06-26T14:25:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/\"},\"wordCount\":219,\"publisher\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/exs.pt\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/seguro_multiriscos_habitao_7603d8dee0.jpg\",\"articleSection\":[\"Multirriscos Habita\u00e7\u00e3o\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/\",\"url\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/\",\"name\":\"Saiba o que considerar ao subscrever a um seguro multirriscos - EXS Seguros\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/exs.pt\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/seguro_multiriscos_habitao_7603d8dee0.jpg\",\"datePublished\":\"2023-01-25T15:25:51+00:00\",\"dateModified\":\"2026-06-26T14:25:08+00:00\",\"description\":\"Saiba o que deve considerar ao subscrever um seguro multirriscos. Coberturas, franquias, exclus\u00f5es e dicas essenciais para fazer a melhor escolha com a EXS.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/#primaryimage\",\"url\":\"https:\\\/\\\/exs.pt\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/seguro_multiriscos_habitao_7603d8dee0.jpg\",\"contentUrl\":\"https:\\\/\\\/exs.pt\\\/wp-content\\\/uploads\\\/2026\\\/06\\\/seguro_multiriscos_habitao_7603d8dee0.jpg\",\"width\":600,\"height\":315},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/exs.pt\\\/en\\\/blog\\\/what-to-consider-when-purchasing-comprehensive-insurance\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/exs.pt\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Saiba o que considerar ao subscrever a um seguro multirriscos\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/exs.pt\\\/#website\",\"url\":\"https:\\\/\\\/exs.pt\\\/\",\"name\":\"EXS Seguros\",\"description\":\"Tornamos os seguros simples, transparentes e acess\u00edveis, com um atendimento especializado. Protegemos o mais importante!\",\"publisher\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/exs.pt\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/exs.pt\\\/#organization\",\"name\":\"EXS Seguros\",\"url\":\"https:\\\/\\\/exs.pt\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/exs.pt\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/exs.pt\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/sem-descritivo-cores.svg\",\"contentUrl\":\"https:\\\/\\\/exs.pt\\\/wp-content\\\/uploads\\\/2026\\\/04\\\/sem-descritivo-cores.svg\",\"caption\":\"EXS Seguros\"},\"image\":{\"@id\":\"https:\\\/\\\/exs.pt\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/EXS.Seguros\\\/\",\"https:\\\/\\\/www.instagram.com\\\/exs.seguros\\\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/exs.pt\\\/#\\\/schema\\\/person\\\/ce58f0d1fddbdfe42fe2632d88bbfa41\",\"name\":\"wp_suba\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9bba54f34cb3a284dc71e09b474a075136ce8ec6502709563cb95e3020988eec?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9bba54f34cb3a284dc71e09b474a075136ce8ec6502709563cb95e3020988eec?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/9bba54f34cb3a284dc71e09b474a075136ce8ec6502709563cb95e3020988eec?s=96&d=mm&r=g\",\"caption\":\"wp_suba\"},\"sameAs\":[\"http:\\\/\\\/192.168.10.129\\\/template_wordpress\"]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Learn what to consider when purchasing comprehensive insurance - EXS Seguros","description":"Find out what to consider when purchasing comprehensive insurance. Coverage, deductibles, exclusions, and essential tips to help you make the best choice with EXS.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/","og_locale":"en_US","og_type":"article","og_title":"Saiba o que considerar ao subscrever a um seguro multirriscos - EXS Seguros","og_description":"Saiba o que deve considerar ao subscrever um seguro multirriscos. Coberturas, franquias, exclus\u00f5es e dicas essenciais para fazer a melhor escolha com a EXS.","og_url":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/","og_site_name":"EXS Seguros","article_publisher":"https:\/\/www.facebook.com\/EXS.Seguros\/","article_published_time":"2023-01-25T15:25:51+00:00","article_modified_time":"2026-06-26T14:25:08+00:00","og_image":[{"width":600,"height":315,"url":"https:\/\/exs.pt\/wp-content\/uploads\/2026\/06\/seguro_multiriscos_habitao_7603d8dee0.jpg","type":"image\/jpeg"}],"author":"wp_suba","twitter_card":"summary_large_image","twitter_misc":{"Written by":"wp_suba","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/#article","isPartOf":{"@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/"},"author":{"name":"wp_suba","@id":"https:\/\/exs.pt\/#\/schema\/person\/ce58f0d1fddbdfe42fe2632d88bbfa41"},"headline":"Saiba o que considerar ao subscrever a um seguro multirriscos","datePublished":"2023-01-25T15:25:51+00:00","dateModified":"2026-06-26T14:25:08+00:00","mainEntityOfPage":{"@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/"},"wordCount":219,"publisher":{"@id":"https:\/\/exs.pt\/#organization"},"image":{"@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/exs.pt\/wp-content\/uploads\/2026\/06\/seguro_multiriscos_habitao_7603d8dee0.jpg","articleSection":["Multirriscos Habita\u00e7\u00e3o"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/","url":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/","name":"Learn what to consider when purchasing comprehensive insurance - EXS Seguros","isPartOf":{"@id":"https:\/\/exs.pt\/#website"},"primaryImageOfPage":{"@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/#primaryimage"},"image":{"@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/#primaryimage"},"thumbnailUrl":"https:\/\/exs.pt\/wp-content\/uploads\/2026\/06\/seguro_multiriscos_habitao_7603d8dee0.jpg","datePublished":"2023-01-25T15:25:51+00:00","dateModified":"2026-06-26T14:25:08+00:00","description":"Find out what to consider when purchasing comprehensive insurance. Coverage, deductibles, exclusions, and essential tips to help you make the best choice with EXS.","breadcrumb":{"@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/#primaryimage","url":"https:\/\/exs.pt\/wp-content\/uploads\/2026\/06\/seguro_multiriscos_habitao_7603d8dee0.jpg","contentUrl":"https:\/\/exs.pt\/wp-content\/uploads\/2026\/06\/seguro_multiriscos_habitao_7603d8dee0.jpg","width":600,"height":315},{"@type":"BreadcrumbList","@id":"https:\/\/exs.pt\/en\/blog\/what-to-consider-when-purchasing-comprehensive-insurance\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/exs.pt\/"},{"@type":"ListItem","position":2,"name":"Saiba o que considerar ao subscrever a um seguro multirriscos"}]},{"@type":"WebSite","@id":"https:\/\/exs.pt\/#website","url":"https:\/\/exs.pt\/","name":"EXS Insurance","description":"We make insurance simple, transparent, and affordable, with expert service. We protect what matters most!","publisher":{"@id":"https:\/\/exs.pt\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/exs.pt\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/exs.pt\/#organization","name":"EXS Insurance","url":"https:\/\/exs.pt\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/exs.pt\/#\/schema\/logo\/image\/","url":"https:\/\/exs.pt\/wp-content\/uploads\/2026\/04\/sem-descritivo-cores.svg","contentUrl":"https:\/\/exs.pt\/wp-content\/uploads\/2026\/04\/sem-descritivo-cores.svg","caption":"EXS Seguros"},"image":{"@id":"https:\/\/exs.pt\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/EXS.Seguros\/","https:\/\/www.instagram.com\/exs.seguros\/"]},{"@type":"Person","@id":"https:\/\/exs.pt\/#\/schema\/person\/ce58f0d1fddbdfe42fe2632d88bbfa41","name":"wp_suba","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/9bba54f34cb3a284dc71e09b474a075136ce8ec6502709563cb95e3020988eec?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/9bba54f34cb3a284dc71e09b474a075136ce8ec6502709563cb95e3020988eec?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/9bba54f34cb3a284dc71e09b474a075136ce8ec6502709563cb95e3020988eec?s=96&d=mm&r=g","caption":"wp_suba"},"sameAs":["http:\/\/192.168.10.129\/template_wordpress"]}]}},"_links":{"self":[{"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/posts\/1629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/comments?post=1629"}],"version-history":[{"count":1,"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/posts\/1629\/revisions"}],"predecessor-version":[{"id":1630,"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/posts\/1629\/revisions\/1630"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/media\/1608"}],"wp:attachment":[{"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/media?parent=1629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/categories?post=1629"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/exs.pt\/en\/wp-json\/wp\/v2\/tags?post=1629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}