{"id":1601,"date":"2022-05-10T13:15:33","date_gmt":"2022-05-10T13:15:33","guid":{"rendered":"https:\/\/exs.suba-agency.com\/?p=1601"},"modified":"2026-06-26T14:33:15","modified_gmt":"2026-06-26T14:33:15","slug":"health-insurance-from-mens-perspective","status":"publish","type":"post","link":"https:\/\/exs.pt\/en\/blog\/health-insurance-from-mens-perspective\/","title":{"rendered":"Health Insurance from a Men's Perspective"},"content":{"rendered":"<section class=\"overflow-hidden article-content\" data-v-0ec3da1b=\"\">\n<div class=\"container\" data-v-0ec3da1b=\"\">\n<div class=\"article\" data-v-0ec3da1b=\"\">\n<p>Health insurance in Portugal does not discriminate in any way, but it is important that each policy meet the specific needs of each insured person.<br \/>\nFor example, just as a single person with no desire or plans to have children does not have to pay for maternity coverage, there are some insurance policies that are specifically designed for a certain segment of the population.<\/p>\n<p>In this series of articles, we\u2019ll explore the specific types of coverage\u2014or those best suited\u2014for men and women. This will help you determine whether your health insurance meets the specific needs of every member of your family. In this article, we\u2019ll discuss men\u2019s health, but be sure to read our article on health insurance from a women\u2019s perspective.<\/p>\n<p>The idea that men tend to neglect their health and avoid going to the doctor is becoming outdated. Especially since the pandemic, taking care of one\u2019s body and eating a more balanced diet have become part of daily life for most Portuguese men, as evidenced by the membership lists at any gym in Portugal and the demand for health insurance.<\/p>\n<h3>The Impact of Neglecting Preventive Exams and Checkups on Men<\/h3>\n<p>Whether due to indifference or negligence, many men neglect preventive care, which can make it difficult to diagnose a disease in a timely manner and to treat it.<\/p>\n<p>One of the most important types of coverage you can find in this type of insurance is, without a doubt, the coverage that focuses on preventive medicine.<\/p>\n<p>One of the situations where this is most evident is in the case of prostate exams for cancer screening. Because the exam is somewhat invasive, many Portuguese people put off scheduling it, which ultimately contributes significantly to prostate cancer having an incidence rate of 82 cases per 100,000 inhabitants\u2014one of the highest in Europe.<\/p>\n<p>The same is true for screenings for cardiovascular disease and lung cancer, which, along with prostate cancer, round out the top three most prevalent diseases among men.<\/p>\n<p>Thus, by choosing a health insurance plan that includes urology coverage and check-ups, for example, you\u2019ll have access to 24-hour monitoring of your physical condition by medical specialists and free diagnostic tests at the best clinics and hospitals in Portugal.<\/p>\n<h3>How does health insurance contribute to better physical and mental well-being?<\/h3>\n<p>Among all the benefits men seek in health insurance, there is one that is extremely important and allows them to challenge a taboo that has long been ingrained in Portuguese society: mental health conditions.<\/p>\n<p>The idea of what it means to \u201cbe a man\u201d has created the myth that men don\u2019t have mental health issues. Nothing could be further from the truth. Being strong isn\u2019t about appearing strong. Being strong means knowing how to ask for help when you need it.<\/p>\n<p>The stress of daily personal and professional life, combined with the pressure to live up to society\u2019s expectations, often results in mental health issues that jeopardize their jobs, social lives, and even harmony within the family.<\/p>\n<p>In addition to health insurance plans that include check-ups\u2014which guarantee you free exams and quick access to specialists without waiting lists\u2014you\u2019ll find coverage for psychological counseling and stress management that allows you to break down the limiting mental barriers that prevent you from living a fulfilling life\u2014and, very importantly, always with financial support.<\/p>\n<p>With a healthy mind, it's time to take care of your body, and in that regard, health insurance policies are generous.<\/p>\n<p>Through our sports medicine and physical therapy services, injuries resulting from working out at the gym, CrossFit, padel, or casual soccer games with friends are monitored and treated so that you can always perform at a high level and your professional career isn\u2019t affected.<\/p>\n<h3>Essential Health Insurance Coverage for Men<\/h3>\n<p>In a \u201cmen\u2019s\u201d health insurance plan, the most common and essential coverages are:<\/p>\n<ul>\n<li>Annual checkups and early-detection screenings (cardiology, urology, routine tests, etc.);<\/li>\n<li>Quick access to specialists without waiting lists;<\/li>\n<li>Sports medicine and physical therapy;<\/li>\n<li>Psychological counseling and stress management;<\/li>\n<li>Prevention of cardiovascular and metabolic diseases (cholesterol, high blood pressure, diabetes);<\/li>\n<li>Telemedicine and 24-hour support.<\/li>\n<\/ul>\n<p><img decoding=\"async\" title=\"Health Insurance from a Men&#039;s Perspective\" src=\"https:\/\/admin.exs.pt\/uploads\/seguro_saude_homem_02_e2ba9577a1.webp\" alt=\"Health Insurance for Men\" \/><\/p>\n<h3>Tips for Choosing the Right Insurance Based on Your Age and Lifestyle<\/h3>\n<p>To ensure that your health and preventive care insurance reflects your age and lifestyle, start by asking yourself whether your budget is tight or flexible, whether you have financial dependents, and what risks are most common in your daily life.<\/p>\n<p>By answering these questions, let\u2019s see which insurance plan to choose if you\u2019re working, want to stay in good physical shape, and want to take care of your health in a practical and quick way:<\/p>\n<h4>From age 20 to 30<\/h4>\n<p>You're just starting out in your career, you probably don't have any dependents, and you lead a lifestyle that exposes you to more risks.<\/p>\n<p>In this age group, we recommend that you look for health insurance that offers special rates for young people and coverage that includes sports medicine, disability, critical illnesses, and psychological counseling (the incidence of mental health conditions is particularly high among young people).<\/p>\n<p>If you travel frequently, choose an insurance plan that covers medical expenses in a foreign country and guarantees medical repatriation.<\/p>\n<p>This is the ideal time to sign up for health insurance because you can usually get a good plan at lower rates (while you're young and in good health).<\/p>\n<h4>Ages 30 to 45<\/h4>\n<p>You are in the prime of your personal and professional life. You have a stable career, your family is growing, and you have greater financial resources.<\/p>\n<p>Instead of individual health insurance, consider choosing a\u00a0<a href=\"https:\/\/exs.pt\/en\/blog\/what-happens-when-the-mortgage-holder-dies-everything-you-need-to-know-about-the-life-insurance-policy-linked-to-the-mortgage\/\" target=\"_blank\" rel=\"noopener\">a plan that covers all members of your family<\/a>, including spouses and children, and offer tiered discounts for each additional member.<\/p>\n<p>Try to supplement your health insurance with a life insurance policy that combines coverage for death, disability, critical illnesses, and\u00a0<a href=\"https:\/\/exs.pt\/en\/blog\/how-to-ensure-your-income-while-receiving-unemployment-insurance-as-a-self-employed-worker\/\" target=\"_blank\" rel=\"noopener\">income protection<\/a>.<\/p>\n<h4>Ages 45 to 65<\/h4>\n<p>In this age group, the focus is on protecting one's assets and, of course, on health.<\/p>\n<p>Age and potential comorbidities, which are beginning to have a more pronounced effect, will require a\u00a0<a href=\"https:\/\/exs.pt\/en\/blog\/learn-how-to-review-your-home-loan-life-insurance-policy\/\" target=\"_blank\" rel=\"noopener\">more robust insurance<\/a>\u00a0one that not only includes diagnostic tests and specialist consultations, but also surgeries, hospital stays, and a strong network of partner doctors and hospitals.<\/p>\n<p>How can EXS help you find the best health insurance for you?<br \/>\nIt\u2019s often said that you shouldn\u2019t take your health lightly; after all, a sound mind in a sound body is what we all strive to have for as long as possible, especially when our professional careers depend on it.<\/p>\n<p>Since you don't have to be sick to see a doctor, choosing health insurance tailored to your age and lifestyle is the best investment you can make to ensure access to quality health care without wasting time on waiting lists.<\/p>\n<p>By seeking support from EXS, you\u2019re taking preventive action rather than waiting to fix problems (or at least addressing them with access to quality services), and you can count on:<\/p>\n<ul>\n<li>Expert guidance from start to finish;<\/li>\n<li>Flexibility in choosing coverage options and amounts;<\/li>\n<li>Sensitivity and discretion in customer service;<\/li>\n<li>The best protection at the best price.<\/li>\n<\/ul>\n<h3>Conclusion<\/h3>\n<p>The myths that surround what it means to \u201cbe a man\u201d end up having an extremely negative impact on the way men view their health.<\/p>\n<p>Putting off prostate cancer screenings or neglecting treatment for a physical injury will result, later in life, in permanent problems that will require treatment, surgery, and prolonged, costly hospital stays.<\/p>\n<p>Don't put off until tomorrow the protection you can have today\u2014choose the best\u00a0<a href=\"https:\/\/exs.pt\/en\/health-insurance\/\" target=\"_blank\" rel=\"noopener\">health insurance for men<\/a>\u00a0With EXS's help, start living a more peaceful life.<\/p>\n<p><strong>This article is part of a special series on health insurance tailored to each person's specific needs.<\/strong><\/p>\n<p>While it is true that men face their own risks and challenges throughout their lives, the same is true for women\u2014especially when it comes to reproductive and mental health, as well as the stages of motherhood and menopause.<\/p>\n<p>\ud83d\udc49 Be sure to also read our article on\u00a0<a href=\"https:\/\/exs.pt\/en\/blog\/health-insurance-from-a-womens-perspective\/\" target=\"_blank\" rel=\"noopener\"><strong>Health Insurance from a Women's Perspective<\/strong><\/a> and find out if your family's health insurance really meets everyone's needs.<\/p>\n<\/div>\n<\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"<p>O seguro de sa\u00fade em Portugal n\u00e3o faz qualquer tipo de discrimina\u00e7\u00e3o mas \u00e9 importante que cada ap\u00f3lice corresponda \u00e0s necessidades espec\u00edficas de cada segurado. Por<span class=\"excerpt-hellip\"> [\u2026]<\/span><\/p>\n","protected":false},"author":1,"featured_media":1602,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[22],"tags":[],"class_list":["post-1601","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-saude"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguros de Sa\u00fade na perspetiva dos Homens - EXS Seguros<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a os seguros de sa\u00fade na perspectiva dos homens. 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