Life Insurance: What information must be reported to the insurer during the term of the policy?
July 22, 2025
Serious Illnesses and the Importance of Life Insurance
August 1, 2025

What does musical instrument insurance cover?


Are you a musician—whether professional or aspiring—and don't have a protection plan for your musical equipment? There's already a solution to your problem!

At EXS, we are always attentive to the market’s needs. We noticed a gap in the market for protection plans for musicians, and 28 years ago, we pioneered the creation of insurance for musical instruments.

This is a product exclusive to EXS, which, in partnership with the Musicians' Union and the insurance company Açoreana, developed this solution specifically for this purpose.

We know how passionate you are about music and your musical instruments. If you're curious and would like to learn more, Simulate the protection of your instrument

Why is it necessary to have insurance for musical instruments?

In addition to being indispensable to artists' work, musical instruments always require a considerable investment.

On the other hand, these objects are always subject to various hazards and accidents, whether during use or while being transported to the testing or performance site.

For all these reasons, contact EXS for detailed information about insurance for musical instruments and to find out about the additional discounts you can enjoy when you sign up for this plan. What are the main coverage options for this exclusive insurance plan from EXS SEGUROS?

With our musical instrument insurance, you can effectively protect your equipment against all the most common accidents:

  • Thefts at home, at work, or while in transit.
  • Accidental breakage and/or destruction of the instrument.
  • Damages resulting from traffic accidents.
  • Damage resulting from floods or other natural phenomena.

It is, therefore, an exceptionally comprehensive option with features that are unique in the market. This product has no deductibles and provides 24-hour coverage anywhere (including up to 60 days abroad).

With so many benefits, the sooner you get insurance for your musical instruments, the sooner you’ll have peace of mind and be able to focus solely on enjoying your instrument.

Protect your musical instrument and your work equipment with EXS.

Try it here!
Quick and with no obligation

Please enable JavaScript in your browser to complete this form.
State
Communications

Recent Articles


Life Insurance for Divorced Parents: How Can You Protect Your Children Even From a Distance?

5 min

Cyberattacks, Fraud, and Phishing: Have you ever thought about how insurance can help?

7 min

Storms in Portugal: Practical Tips and Effective Solutions to Protect Your Home and Car

6 min