Find out why getting Family Health Insurance is the best decision
Ensuring the well-being of those we love most gives us the peace of mind we need to live our daily lives. And one of the best ways to care for someone is to protect their health. Throughout this article, We'll show you why getting health insurance for the whole family is the best decision that you can take.
Good health insurance ensures easy access to healthcare through the best networks of providers, with comprehensive coverage at a competitive price.
When purchased with the whole family in mind, health insurance offers benefits that are worth learning about. Let’s take a look at them now:

Why Get Family Health Insurance: 5 Good Reasons
We've put together 5 good reasons that show why having health insurance for your family is the best solution. Let's take a look:

More savings:
By including different members of your household, you’ll have access to discounts and benefits that will help you save even more. Some health insurance plans offer different discount levels based on the number of insured individuals.
Less red tape:
By including all household members on the same policy, you’ll have a single bill to pay, which makes it easier to manage your finances and budget, streamlining the process and reducing red tape.
Ease of access and freedom of choice:
Easy access to health care and the freedom to choose the health care provider and the hospital or clinic you trust are among the reasons why having family health insurance is a wise decision.
No one questions the quality of the National Health Service, but if we consider the wait times for specialist appointments, surgeries, or certain medical tests, we quickly realize the importance of being able to turn to the private sector.
With health insurance, your family will have access to a wide network of healthcare providers.
Specialty consultations at reduced rates:
In most cases, the cost of a specialist appointment ranges from 50 to 70 euros. With health insurance, the amount you pay is significantly lower.
If we think about the various stages of life when seeing a specialist is necessary, we can immediately see how important it is to have easy and very quick access to the specialists we need.
When a couple becomes pregnant, they need to see gynecologists, obstetricians, and other specialists to ensure that everything goes smoothly.
Once the baby is born, visits to the pediatrician are a regular occurrence: in the first few months, they take place every two weeks or once a month. As children grow older and come into contact with other children—at preschool, for example—viral infections are the main reason for visits to the pediatrician.
As we age, routine checkups are essential in the field of preventive medicine, with the aim of detecting potential complications early.
No matter what stage of life you're in, having access to specialist care at reduced rates is a major benefit of health insurance for the family.
Dentistry and Stomatology:
Nearly half of all Portuguese people haven't been to a dental appointment in over a year. Easier access to dental care is one of the reasons why having health insurance for your family is an excellent option.
We all know the positive impact that good oral health has on the health of the body as a whole. And there are numerous studies that show a correlation between The Importance of Oral Health Care for Pregnant Women for the Good Health of Their Babies, and it may even be possible to reduce the risk of preterm birth.
With health insurance, it is easier to see a dentist or stomatologist, which also helps prevent various oral health problems.
How do I get health insurance for my family?
The first step in purchasing health insurance for your family is to run an online quote.
At EXS, you can compare offers from Portugal’s 26 leading insurance companies. When you request a health insurance quote for your family, EXS analyzes the profile of each household member and finds the best offer on the market, with coverage and protection tailored to your needs.
To prove it, all you have to do is Request a free health insurance quote.
Here are a few reasons to request your estimate today:
- The solutions offered by EXS ensure access to both outpatient and inpatient care;
- Health Insurance is tailored to your needs: you pay only for the coverage you need;
- It’s free, fast, and very simple: you’ll receive a quote and all the necessary information so you can understand all the coverage and exclusions;
Join thousands of others and choose EXS as your partner in protecting your health.




