PROFESSIONAL ACTIVITY PROTECTED AGAINST ERRORS AND OMISSIONS


PRACTICE YOUR PROFESSION WITH GREATER CONFIDENCE


Taking responsibility is part of any professional activity. Professional liability insurance protects professionals or companies when, in the course of their work, they unintentionally cause harm to third parties.

For those who can't afford to wait


Financial protection for the professional or the company

Prevents large compensation payments from jeopardizing your income or business.

Coverage for errors, omissions, or negligence

In the course of one's professional activities.

Suitable for a variety of professions

Liberal arts, technical, scientific, consulting, and specialized services.

Strengthening Professional Credibility

Demonstrates responsibility toward customers and partners.

Support for Complaints and Legal Proceedings

Helps handle claims for compensation.

Supplement to other protections

It is part of a comprehensive professional risk management strategy.

What does the insurance cover?


Property damage to third parties

Financial losses resulting from professional errors or omissions.

Personal injury or property damage

When they occur in the course of providing services, depending on the activity.

Errors, omissions, or professional negligence

Unintentional acts committed in the course of one's professional practice.

Contractual and Non-Contractual Liability

Complaints arising from employment relationships.

Legal Defense Costs and Claims

Assistance with legal expenses and compensation claims.

Additional coverage

Option to include coverage tailored to the profession and the associated risk.

Applicable Terms and Conditions

The actual coverage depends on the terms of the policy and may vary depending on the plan selected and the type of business conducted.

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HOW DO YOU WANT TO PROTECT YOUR BUSINESS?

Professional liability insurance is tailored to the type of profession, the level of liability, and the risk exposure inherent in the activity performed.

How can we help?

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Dedicated Consultant

You'll have an exclusive dedicated consultant to assist you and answer any questions you may have at anytime.
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Assessment

We go through the best solutions available from our partner insurance companies.
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Insurance Quote

We'll send you a detailed quote with the most advantageous and suitable options.
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Subscription

We help you through the entire process, from start to finish.

THE STARS SPEAK FOR THEMSELVES.
AND OUR CUSTOMERS SPEAK FOR US.

Ana Rita Fernandes

I would like to take this opportunity to express my appreciation for the professionalism and quality of service provided by your employee, Carla Aires.

I would like to highlight your responsiveness, efficiency, and clear communication, which contributed to a very positive experience.

Best regards
Ana Rita Fernandes

Victor Sambo

very good

Ernesto Dias

An extremely competent professional. I switched my home insurance without having to worry about the red tape involved. I’m satisfied not only because I was able to significantly lower my insurance premium, but also because of the professionalism, care, and competence shown in guiding me through the entire process.
I highly recommend Mr. Klycharlles Barners.

Carla Bom

I’m giving a 10-star recommendation for the service I’ve received from Klycharlles Barners and EXS SEGUROS. I’ve been a client for several years, with various types of insurance policies, and I’ll continue to purchase all my insurance through him. He is a highly competent professional who is always available, demonstrates deep knowledge of the insurance field, consistently presents the solutions best suited to the client’s needs, and, above all, inspires confidence in the service he provides. I highly recommend him!!!

Hugo Conceição

Klycharlles Barners 5*

Carla Santos

I highly recommend the services of EXS Seguros. They are extremely competent and dedicated professionals who are always available to answer any questions. They demonstrate a deep understanding of the insurance industry and consistently provide solutions best suited to the client’s needs. Their ethical approach and professionalism inspire confidence and reassurance. Without a doubt, an excellent insurance agent.

Jorge Silva

Kly is an excellent professional—someone who, within the company, followed up on my cases (mine and my wife’s) and went from being an employee to a friend, even though we’ve only ever spoken on the phone. I highly recommend him, as he is competent, trustworthy, and reliable—qualities that are hard to find these days. Congratulations to the company for having a professional like him.

Nuno Gomes

I’ve been a client of the company for almost 3 years, and I’ve always worked with Clycharlles Barners to handle my needs. The support provided has been excellent. Clycharlles has always demonstrated great professionalism, competence, and complete transparency in all the information provided. He is clear, approachable, and inspires confidence. I am very satisfied with the service provided. Keep up the good work.

Rafael Castro

Highly recommended. Awesome service, efficient and clear communication, and the best prices. Andreia Jacques was our dedicated agent, and we couldn’t be happier with her service. She made us feel like we were her only client and her top priority.

Gustavo Gonçalves

I recently had the pleasure of working with Klycharlles Barners at EXS on my personal insurance, and I can’t recommend him highly enough. Thank you, Charles.

Find the answers to your questions


What is professional liability insurance?
It is liability for damages caused to third parties in the course of professional activities, resulting from errors, omissions, or negligence.
Is this insurance mandatory?
In some professions, it is required by law; in others, it is strongly recommended.
Which professionals can purchase this insurance?
Self-employed professionals, technicians, consultants, service companies, and other businesses that have a responsibility to their clients.
Does it cover complaints made after the service has been provided?
Yes—many policies cover claims filed after the fact, subject to the terms of the policy.

Get a quick quote!
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